Southern California Edison announced plans to launch a Wildfire Recovery Compensation Program this fall for Eaton Fire victims, but some attorneys are warning the offer may leave families with far less than they could recover through legal action

The California FAIR Plan has seen rapid growth in 2025, now covering more than 590,000 homes — a rise driven largely by private insurers pulling back.

According to Spectrum News, in response to the ongoing wildfire insurance crisis, Senator Adam Schiff is reintroducing the INSURE Act, a bill aimed at protecting homeowners in high-risk areas by creating a federal reinsurance program.

A recent report from Spectrum News highlights that thousands of Southern California wildfire survivors remain displaced nearly six months after the Palisades and Eaton fires—not because their homes burned down, but due to toxic smoke damage and slow insurance responses.

A disturbing new report from CalMatters revealed that a nearly $900,000 insurance check issued by State Farm to an Eaton Fire victim was delayed due to the bank’s concern over insufficient funds in the insurer’s account.

An amended lawsuit filed on behalf of over 3,300 Palisades Fire victims included new claims that the City of Los Angeles and its Department of Water and Power (DWP) failed to take proper steps to prevent or lessen the damage from the Palisades wildfire.

Following mounting complaints from wildfire victims, including many from the Eaton and Palisades fires, California and four other Western states have launched a joint investigation into underinsurance.

The Los Angeles County Superior Court has ruled the California FAIR Plan’s fire insurance policy does not meet the minimum coverage standards required under state law.

Amid a groundbreaking investigation from The New York Times into homes left standing by the Eaton Fire now contaminated with toxic smoke, homeowners affected by the January wildfires in Pacific Palisades and Altadena continue to face an uphill battle with the California FAIR Plan, the state’s insurer of last resort.

California’s Insurance Commissioner has opened an investigation into State Farm following complaints from Eaton and Palisades fire survivors who say the insurer delayed or mishandled their claims. The review will examine whether State Farm violated state consumer protection laws while managing over 13,000 claims tied to the January wildfires. 

The family of two Altadena residents who died after losing their home in the Eaton Fire has filed a wrongful death lawsuit against Southern California Edison, alleging the utility’s negligence and aging infrastructure sparked the fire.

Fire victims in Los Angeles County have filed lawsuits against AAA and USAA, accusing the insurers of knowingly underinsuring their homes and leaving them unable to rebuild after the Jan. 7 wildfires.

Two new lawsuits have been filed against Los Angeles County and the city of Pasadena for allegedly failing to inspect and address toxic smoke, ash, and soot damage in rental homes following the Eaton Fire earlier this year.

Just one week after receiving approval for a 17% rate hike on California homeowners, State Farm is now asking for even more. The company has submitted a request to push that increase to a total of 30% by 2026.

California has approved State Farm’s emergency request to raise homeowner insurance premiums by 17%, impacting nearly 1 million policyholders statewide.

California Fire Victims Law Center attorneys Kiley Grombacher and Bryan Aylstock have filed a lawsuit on behalf of Luis Cazares, an Altadena homeowner, against the California FAIR Plan for bad faith and breach of contract.

A new class-action lawsuit filed in Los Angeles County claims that Southern California Edison’s negligence sparked the Eaton Fire and exposed nearby residents—especially children—to dangerous levels of lead, asbestos, and other toxins.

California Fire Victims Law Center attorneys Kiley Grombacher and Bryan Aylstock have filed a lawsuit on behalf of Luis Cazares, an Altadena homeowner, against the California FAIR Plan for bad faith and breach of contract.

In response to growing concerns from Los Angeles County wildfire survivors, several California lawmakers, including Senator Sasha Renée Pérez, are urging the state to pause State Farm’s proposed emergency rate increases.

Two federal judges who lost their homes in the January Palisades Fire have joined over 750 residents in suing the Los Angeles Department of Water and Power (LADWP).